Chapter 46: The Order Has Been Placed

Li Yan had nothing pressing to do for the moment, and since the car would not be ready for delivery for another two weeks, he found himself filled with anticipation.

During this interval, he planned to wander around the neighborhood, figure out the new student chat group he had set up, and focus on his photography.

At eight o'clock the next morning, Li Yan woke up, changed his clothes, and washed up as usual.

The moment he unlocked his phone, he saw a missed call and a WeChat notification from the Ferrari sales representative. The message consisted of a single sentence: "The loan has been approved. Can you come to the showroom to sign the contract today?"

As he buttoned his shirt cuffs, he replied, "Alright, I'll tidy up and head over."

When he stepped out of the bedroom, the living room curtains were still half-drawn, and the sunlight was not yet glaring.

Li Yan quickly ate two slices of toast, grabbed his keys, and prepared to leave.

Noticing that two textbooks on advertising were still resting on the coffee table, he decided to put studying aside for today and get the car purchase sorted out first.

He went downstairs, hailed a ride-hailing car, and arrived at the Ferrari dealership a little over ten minutes later.

As soon as he stepped through the front doors, the sales representative was waiting at the reception desk. Seeing him arrive, the representative greeted him, "Mr. Li, the loan was approved smoothly. Congratulations! We can go ahead and sign the contract and pay the down payment now."

The two of them walked into the consultation room together, where a thick stack of documents lay neatly on the table.

The representative flipped open one of the folders and said, "This is the purchase agreement for the SF90 Spider, along with the relevant configuration options and the loan contract. Please review them."

Li Yan sat down and skimmed through the pages. After confirming everything was correct, he signed his name in several crucial places and pulled out his card to pay the down payment.

With a beep, the POS machine processed the transaction. He took the printed receipt and let out a sigh of relief inwardly, thinking, "It's finally all settled."

The sales representative smiled and shook his hand, saying, "The order is officially placed, congratulations! We will expedite the subsequent procedures and strive to have the car ready for delivery within two weeks."

As he walked out of the dealership, the midday sun was somewhat fierce. Li Yan strolled over to a shaded spot by the roadside to wait for a ride, and just as he reached for his phone, a chime rang softly in his mind—the system delivered a brief notification: "Task completed: Reward granted with a 3x cash-back on the total vehicle purchase price, which has been transferred to your Industrial and Commercial Bank of China card ending in 5288."

He paused for a moment, a wave of unspeakable relief welling up in his chest.

Initially, Li Yan had assumed that since he was buying the car with a loan, the system's cash-back might only apply to the down payment amount.

Fortunately, it applied to the total price of the car. He casually opened his mobile banking app and, sure enough, saw the balance had skyrocketed. The vehicle cost 5.3 million, and a three-times cash-back amounted to 15.9 million.

Of course, his current balance was simply 15.9 million plus some loose change. Yet, as Li Yan looked at the balance displayed in his ICBC app, he felt strangely unphased.

Although it was more than fifteen times his total savings accumulated over three years of high school, to be honest, Li Yan had already enjoyed quite a comfortable life during those three years.

Mere numbers did not deal much of a psychological blow to him.

Well, perhaps that was a bit of a humble brag.

Without lingering on the thought, he closed the app and hailed a taxi home.

As the car was passing through a congested section of the High-Tech Zone, his phone suddenly vibrated, and the caller ID displayed "95588—ICBC VIP Hotline."

He glanced at the driver, signaled him to turn down the music slightly, and then answered, "Hello, how can I help you?"

A polite and gentle female voice came through the receiver, "Hello, may I ask if this is Mr. Li? We are calling from the Industrial and Commercial Bank of China VIP Customer Service Center. We noticed a significant change in your account balance recently and would like to understand your wealth management needs. Do you have a moment?"

Li Yan guessed that the bank's system had likely classified him as a high-net-worth client after more than ten million suddenly hit his account.

He casually replied, "Yes, I have time. Go ahead."

The content of the call was predictable, revolving around perks such as upgrading to a private advisor, wealth management, investment privileges, transfer discounts, and counter service priorities.

To be honest, a savings balance of over ten million might not seem like much on Douyin or Xiaohongshu.

In reality, however, if you have more than ten million sitting in your bank account, you are undeniably a high-net-worth banking client.

Mind you, this was purely liquid cash savings, not physical assets.

In tier-four or tier-five cities, there might be plenty of people with assets worth tens or hundreds of millions.

Yet, individuals with tens of millions in actual cash savings remained an absolute minority among minorities.

Taking Li Yan's 15.9 million in savings alone, if he chose a moderate one-year fixed deposit at an annual interest rate of 1.65%, the monthly interest would come out to roughly 21,800 yuan.

Making over 20,000 yuan a month effortlessly like this was more than enough for someone to coast through life completely carefree.

Such was reality. Even though Li Yan often talked about wanting to become a tycoon, and even though his current system had transformed into a Tycoon System, he had always possessed one particular virtue: he never lost touch with reality.

Romantic escapades and a life of gilded luxury were attainable.

Simple meals and a quiet, unpretentious existence were equally attainable.

Getting carried away by sudden wealth—at least for now—was out of the question.

Wait, hold on a second.

"Driver, make a U-turn. Let's head to the Mercedes-Benz dealership on Xinghan Avenue."

With more than ten million in his hand, Li Yan naturally had a new idea upon arriving in Chengdu.

Since he was already here and had more than a month before the semester started, wouldn't it be a waste of time not to take a self-driving trip along National Highway 318?

Otherwise, what else was he supposed to do? Hole up at home all day and watch the clowns in his QQ group act up?

He had been wanting to take a self-driving trip across the Sichuan-Tibet route lately and hoped to capture more photographic works. A rugged off-road vehicle was far more suited for long-distance mountain driving than a Ferrari.

Besides, the Mercedes-Benz G-Wagon was also one of every man's ultimate dreams!

When the car arrived at the entrance of the Mercedes-Benz dealership, there were not many customers inside.

Upon entering, Li Yan immediately stated his intention, "I'd like to take a look at the G-Class, preferably the new G63."

The sales representative beamed upon hearing this. The G63 was the ultimate AMG off-roader, easily costing over two million and occasionally requiring a markup.

She immediately led Li Yan toward the display vehicles and said, "We do have a G63 in stock, but there's only one top-tier trim, and it might require a markup of several hundred thousand... May I ask if you have any preferences for the color and specifications?"

Li Yan glanced briefly at the black AMG G63 parked in the center of the showroom. Its tall, commanding body retained its classic boxy silhouette, while the interior offered the signature blend of luxury and sportiness.

"Black is fine for the color. For the specifications, let's go with the mid-tier trim. The main thing is that it needs to be durable and suitable for long-distance off-roading."

After checking the inventory records, the sales representative told him with some surprise, "We do have a black car in stock that just arrived at the warehouse. It's equipped with the AMG Sports Package and high-end audio, which basically matches what you're looking for, though it requires a certain markup, and there's limited room for further customization."

Li Yan was slightly surprised. He had originally expected to wait a month or so, but it turned out there was stock available right away.

Since this particular vehicle came with the sports body kit and an upgraded sound system, the price naturally rose, bringing the final price up by another three to four hundred thousand above the base.

However, this was of little consequence to Li Yan. The cash-back he had just received was more than enough to cover the purchase.

A Mercedes-Benz G-Wagon and a Ferrari SF90—these two cars were more than sufficient for his daily needs.

Ah, he had heard that young women who sat in these two cars inexplicably felt very hot?

Li Yan didn't know if that was true, but he planned to find out for himself.